Attention homeowners: Real estate appraisal services for in Eastman and Dodge County

Check out the top seven reasons Georgia homeowners order from Thomas Realty:

Get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
To challenge your property tax assessment in Georgia
To lower your mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
To determine the true market value of real estate to settle an estate in Georgia


	Need help deciding the value of your house in or near Eastman, Georgia? Contact Thomas Realty.

At Thomas Realty, we understand the individual needs of a customer in need of appraisal services. Our customary business clients understand the appraisal process and the customary reporting formats. Being a consumer that most likely doesn't see an appraisal on a regular basis, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.

For Sale by Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Thomas Realty will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.

Challenge a property tax assessment

If you live in a region that is declining or is not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. This means you are probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Thomas Realty is your strongest weapon when challenging your property tax assessment.

PMI Removal Appraisals

A fashionable way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. Thomas Realty is seasoned in helping people just like you get rid of unnecessary PMI insurance.

Was your HELOC recently frozen?

If your house is near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Thomas Realty can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for verity or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Thomas Realty can help you with that. While typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property.